The Market
United provides valuable services to people who prefer to manage their money on a simple cash basis. According to the Federal Reserve Board’s Survey of Consumer Finances, nearly 13% of families in the U.S. did not have a checking account. This survey also indicated that the majority of these consumers are “un-banked” by choice. A recent report by Dove Consulting for the U.S. Department of the Treasury reveals that about 11,000 check-cashing outlets in the United States cash more than $60 billion worth of checks annually.
Consumers cashing these checks are typically blue and white-collar workers that make their living in retail and service industries such as restaurants, hotels, auto repair, landscaping, daycare and line manufacturing. United centers meet this demand for convenient cash management by offering better hours and more accessible locations than a typical bank.We cash their checks, with no holds while it clears the banking system, for just a couple of pennies on the dollar.We also assist them in paying their bills, wiring money and a host of other financial transactions. Is this the right business for me?
Our most successful operators enjoy the benefits of being in a community-based business. They understand the value of providing their customers with prompt, friendly and courteous service. They also recognize the importance of offering a full array of financial services beyond just check cashing. To get started, our franchise candidates must have a net worth of at least $350,000 with liquid cash of at least $70,000. Our Business
United Financial Service centers provide a wide array of vital services to consumers seeking an alternative to traditional banking relationships. Our franchisees operate clean,bright,safe retail centers designed to create a community-bank atmosphere,and they build strong customer relationships by providing the type of friendly service not usually associated with today’s banks. Why a United Franchise?
The United management team brings over 100 years of collective industry experience to the franchise. The company has been franchising its concept since 1992 and has a proven track record of successful franchisees. Proven System
United provides a turnkey operation that includes:
Assistance with site selection
Project management of the build-out of your location
Two weeks of comprehensive training at our
National Headquarters
One week of hands-on training at your location
Regional Field network for business development and marketing support
Development, testing and roll-out of new products and services
Toll-free technical and operational support
United Financial Service centers require very few employees and virtually no inventory. Our system has proven to be safe, reliable and repeatable. United Financial Service centers are typically located in suburban strip centers or regional
shopping malls. Our site selection strategy seeks highly visible locations in busy retail areas. Products and Services
Check Cashing
Payroll
Government Benefits
Insurance / Legal Settlements
Commercial Checks
Tax Refunds / Rebates
Money Orders
Utility Bill Payments
WESTERN UNION® Money Transfer
Pre-Paid MASTERCARD® Debit Cards
Direct Deposit Services
Pre-Paid Phone Services
Notary Public
Tax Preparation & e-Filing
Fax and Copy Services Financial
Liquid capital Required: $75 K
Total Investment Required: $203 K - $269 K
Financial Assistance: Yes
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